SUNFLOWER BUSINESS SAVINGS
Turn Your Business Savings into Growth.
Earn 2.75% APY*
Your business works hard for every dollar—your savings should too. With Sunflower Business Savings, you can earn a competitive high-yield rate while keeping your funds secure, accessible, and ready for what’s next. Whether you’re building reserves, preparing for taxes, managing seasonal cash flow, or planning future investments, this account helps your cash grow without locking it away.
Open Online (opens in a new tab) (this link will show a message before it opens)
Earn more than 7x the national average savings rate1:
STANDARD BUSINESS SAVINGS (opens in a new tab) (this link will show a message before it opens)
Balance
$150,000
Yearly Interest Earned
$585
Interest Rate
Average National Rate 0.39% (opens in a new tab) (this link will show a message before it opens)
SUNFLOWER BUSINESS SAVINGS
Balance
$150,000
Yearly Interest Earned
$4,125
Interest Rate
2.75% APY*
Why Businesses Choose Sunflower Business Savings
Higher Returns
Earn a competitive APY on your balance with a simple, flat rate. No tiers. No complexity.
Built for Business Growth
Make the most of excess cash while keeping funds liquid and ready for what’s next. Your savings stay accessible and working for you.
Bank Your Way
Access and manage your funds anytime with online and mobile banking, or work with your local branch when you need support.
Flexible Access
Move money easily with ACH transfers, wires, or cash withdrawals. From payroll timing to new opportunities, your cash is ready when your business needs it.
Operating Reserves
Tax Planning and Savings
Seasonal Cash Flow Management
Nonprofit and Community Organizations
Real Estate and Escrow Funds
Simple, Transparent Details
Minimum to open: $50,000 in new money
Monthly fee: $5 (waived with $100 minimum daily balance)
Interest: Compounded daily
Access: Online, mobile, or in-branch
FDIC insured: Up to $250,000, or applicable limits
Business Sunflower Savings FAQ
How quickly can I open an account?
You can open your Sunflower Business Savings account online in just a few minutes. If you’d prefer personalized assistance, our local team is happy to help in branch or by phone.
Is my money accessible anytime?
Yes. Your funds remain accessible through online and mobile banking, ACH transfers, wires, and in-branch transactions.
How is APY* calculated?
*APY (Annual Percentage Yield) reflects the total amount of interest earned on your account over one year, including the effects of compounding interest. The annual percentage yield is variable and may change at the bank’s discretion.
What qualifies as new money?
New money refers to funds not currently on deposit with First Fed. Transfers from existing First Fed accounts do not qualify as new money.
Ready to grow your business savings?
Open your Sunflower Business Savings account online or give us a call at 800-800-1577 to get started today.
Sunflower Business Savings
| Balance | Interest Rate | APY* | Method of Compounding | Minimum Deposit to Open |
|---|---|---|---|---|
| Sunflower Business Savings | 2.71% | 2.75% | Daily | $50,000 |
Interest Rates Effective: 12/12/2025
Revised: 12/11/2025
1 The annual percentage yield (APY) is variable and may change at the bank’s discretion. New money is described as funds not previously held on deposit at First Fed within the last 30 days. Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after the account is opened. No minimum balance to earn APY. Accounts closed within 90 days of opening will be assessed a $15 early closure fee.
2 Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the maintenance fee is assessed is less than $5, a charge will be assessed for the balance, less .01.
Early closure fee of $15 if account is closed within 90 days of opening.