Business Debit Card
Contactless cards now available!
With your Visa business debit card, you can withdraw money from ATMs using your pin, shop online, and make purchases in person with your pin and/or signature. Funds are deducted directly from your checking account balance. Debit cards are available to all business customers with a checking account.
Features and Benefits:
- 24/7 ATM access for convenient availability of cash
- Provides universal access to funds
- Payment amounts are deducted from checking account, just like writing a check
- Use worldwide wherever Visa is accepted
- Cash is available at various points of sale nationwide with MoneyPass® network
- No annual fee. Other fees may apply. See the Fee Schedule for details.
Limits:
- ATM withdrawals have a standard $1,000 daily limit. The default limit can be modified in advance by cardholder.
- Point-of-sale purchases and cashback are limited to the account balance.
MoneyPass® ATM Network:
Access your accounts from any of the 37,000 ATMs in the MoneyPass® network – and all are surcharge-free! Just look for the MoneyPass® logo and use your First Fed Debit Card. Download the MoneyPass App to find a MoneyPass ATM nearest you or visit www.moneypass.com (opens in a new tab) (this link will show a message before it opens)
Note: A $2.50 fee will be charged for each withdrawal from ATMs outside of the MoneyPass network.
Contactless Debit Cards
Contactless cards are a secure, convenient, and touch-free way to pay for everyday purchases.
Our new contactless cards are available to new business checking customers starting in January 2022. All existing active cardholders will also receive a new contactless debit card by the end of June 2022, either when their card expires or as part of a reissue.
Contactless Debit FAQs
Please ensure smooth delivery and smooth activation of your card by verifying your current address and phone number by logging in to online banking, visiting us in a branch, or calling us at 1-800-800-1577. After receiving your new card at the specified address, you will need to activate the card by calling from the phone number on your account profile.
Look for the Contactless Indicator on your card to know if you can use it to tap to pay for purchases.
The terminal reads the card the best when it is flat over the Contactless Symbol, versus at an angle.
You should hold your contactless chip card to the terminal for 1-2 seconds. The terminal should indicate when the card has been read.
No. Contactless technology requires the merchant to first initiate the payment, and the contactless chip card must be held in very close proximity to the terminal (1-2 inches) for the transition to take place.
Yes. Here’s why.
Each First Fed Visa contactless chip card carries the same trusted security as a Visa contact chip card.
The one-time code generated every time a contactless chip card is used at an in-store contactless-enabled terminal protects your information, making it extremely effective in reducing fraud.
Your card will be sent to you by the end of July 2022. These will be issued based on the expiration date of your non-contactless card, or as part of a larger reissue. If you still have not received a new contactless debit card by August 2022, please contact us so we can assist with your replacement card.
All active debit cardholders will be receiving a new contactless debit card. We are dedicated to providing the most secure and convenient technology to our customers. However, your new card still has a chip and can be inserted into point-of-sale terminals if you prefer not to use the contactless features.
Card Activation and PIN Changes
First Fed’s enhanced card service is a 24 x 7 toll free system, allowing customers to activate their new, reissued or replacement cards just by calling 1-800-567-3451. Cardholders will now have the added convenience of the following services available:
- Activate a card
- Activate a card and select a new PIN
- Reset a forgotten PIN
- Change a known PIN